Additional information for residents of Quebec only: The regular annual rate for persons applying for the Triangle credit card is 22.99% for cash transactions and related fees and 19.99% for all other charges. Some applicants may receive a higher or lower regular annual rate depending on a credit evaluation. The minimum payment is the sum of (a) interest and fees shown on your statement, (b) the greater of any amount past due or any balance over your credit limit, (c) the amount of any equal payments plan instalments then due, and (d) $10. Balances under $10 are due in full. For residents of Quebec, the period between the statement date and the due date for payment is 26 days. The billing period covered by each statement can be from 28-33 days. The Triangle Mastercard does not have an annual fee. Examples of borrowing costs (rounded to the nearest cent) assuming that all charges are purchases bearing interest at the regular annual rate of 19.99%, a 30 day month, no charges made on special payment plans and no other fees, additional payments or other changes are:
In the 1860s and 1870s, trance mediums were very popular. Spiritualism generally attracted female adherents, many who had strong interests in social justice. Many trance mediums delivered passionate speeches on abolitionism, temperance, and women's suffrage.[22] Scholars have described Leonora Piper as one of the most famous trance mediums in the history of Spiritualism.[5][23][24]
In 1918, Joseph Jastrow wrote about the tricks of Eusapia Palladino who was an expert at freeing her hands and feet from the control in the séance room.[118] In the séance room Palladino would move curtains from a distance by releasing a jet of air from a rubber bulb that she had in her hand.[119] According to the psychical researcher Harry Price "Her tricks were usually childish: long hairs attached to small objects in order to produce 'telekinetic movements'; the gradual substitution of one hand for two when being controlled by sitters; the production of 'phenomena' with a foot which had been surreptitiously removed from its shoe and so on."[120]
People who are seeking advice when it comes to their careers often find it helpful to speak to clairvoyant psychics. A clairvoyant reader can use his or her gifts to tap into an informative vision of a person, place or object that can help you advance in your career, obtain a new position or even change career direction. You can use this vision to prepare yourself or focus your energies on the best possible outcome.
The British medium Francis Ward Monck was investigated by psychical researchers and discovered to be a fraud. On November 3, 1876 during the séance a sitter demanded that Monck be searched. Monck ran from the room, locked himself in another room and escaped out of a window. A pair of stuffed gloves was found in his room, as well as cheesecloth, reaching rods and other fraudulent devices in his luggage.[77] After a trial Monck was convicted for his fraudulent mediumship and was sentenced to three months in prison.[78]
Psychologists and researchers who studied Pearl Curran's automatic writings in the 1930s came to the conclusion Patience Worth was a fictitious creation of Curran.[152][153] In 1931 George Valiantine was exposed as a fraud in the séance room as it was discovered that he produced fraudulent "spirit" fingerprints in wax. The "spirit" thumbprint that Valiantine claimed belonged to Arthur Conan Doyle was revealed to be the print of his big toe on his right foot. It was also revealed that Valiantine made some of the prints with his elbow.[154]

Jean Pierre Allaire was counselling a 13-year old Trois Rivieres girl who reported seeing people that others could not.  He told the girl she should go to the medium to find out whether she has a psychic gift.  He also told her not to tell her psychiatrist about what she was seeing and hearing because that might lead to an increase in the anti-psychotic medications she was taking, which were making her sleepy.  

The spiritualists Arthur Conan Doyle and W. T. Stead were duped into believing Julius and Agnes Zancig had genuine psychic powers. Both Doyle and Stead wrote that the Zancigs performed telepathy. In 1924 Julius and Agnes Zancig confessed that their mind reading act was a trick and published the secret code and all the details of the trick method they had used under the title of Our Secrets!! in a London Newspaper.[141]


“I first met Catharine a number of years ago for a reading. She described my husband and told me that he would be taking 4-6 weeks off work and relaxing. I have to admit I was skeptical…my husband is a complete workaholic and this was definitely not him! A few weeks later he hit his head on a staircase, ended up with a concussion and, yes, had to have 6 weeks off work to rest. I was hooked. Since then, she has described holidays that we would be taking, described my children’s mannerisms down to a tee and also work activities that I would be getting involved with. The rest of my family think that I’m strange for wanting to have readings like this…but it’s amazing how interested they all are when I get home to find out what she’s said and what’s going to happen in their lives. Thanks Catharine!

The article about this phenomenon in Encyclopædia Britannica places emphasis that "… one by one spiritual mediums were convicted of fraud, sometimes using the tricks borrowed from scenic "magicians" to convince their paranormal abilities". In the article it is also noted that "… the opening of the wide ranging fraud happening on spiritualistic sessions caused serious damage to reputation of the movement of a Spiritualism and in the USA pushed it on the public periphery".[205]


In 1880 the American stage mentalist Washington Irving Bishop published a book revealing how mediums would use secret codes as the trick for their clairvoyant readings.[84] The Seybert Commission was a group of faculty at the University of Pennsylvania who in 1884–1887 exposed fraudulent mediums such as Pierre L. O. A. Keeler and Henry Slade.[85] The Fox sisters confessed to fraud in 1888. Margaret Fox revealed that she and her sister had produced the "spirit" rappings by cracking their toe joints.[86]
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