Magnetic stripe technology, usually called mag-stripe, is so named because of the stripe of magnetic oxide tape that is laminated on a card. There are three tracks of data on the magnetic stripe. Typically the data on each of the tracks follows a specific encoding standard, but it is possible to encode any format on any track. A mag-stripe card is cheap compared to other card technologies and is easy to program. The magnetic stripe holds more data than a barcode can in the same space. While a mag-stripe is more difficult to generate than a bar code, the technology for reading and encoding data on a mag-stripe is widespread and easy to acquire. Magnetic stripe technology is also susceptible to misreads, card wear, and data corruption. These cards are also susceptible to some forms of skimming where external devices are placed over the reader to intercept the data read.
Additional information for residents of Quebec only: The regular annual rate for persons applying for the Triangle credit card is 22.99% for cash transactions and related fees and 19.99% for all other charges. Some applicants may receive a higher or lower regular annual rate depending on a credit evaluation. The minimum payment is the sum of (a) interest and fees shown on your statement, (b) the greater of any amount past due or any balance over your credit limit, (c) the amount of any equal payments plan instalments then due, and (d) $10. Balances under $10 are due in full. For residents of Quebec, the period between the statement date and the due date for payment is 26 days. The billing period covered by each statement can be from 28-33 days. The Triangle Mastercard does not have an annual fee. Examples of borrowing costs (rounded to the nearest cent) assuming that all charges are purchases bearing interest at the regular annual rate of 19.99%, a 30 day month, no charges made on special payment plans and no other fees, additional payments or other changes are:
Magicians have a long history of exposing the fraudulent methods of mediumship. Early debunkers included Chung Ling Soo, Henry Evans and Julien Proskauer.[59] Later magicians to reveal fraud were Joseph Dunninger, Harry Houdini and Joseph Rinn. Rose Mackenberg, a private investigator who worked with Houdini during the 1920s, was among the most prominent debunkers of psychic fraud during the mid-20th century.[60]
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In 1908 at a hotel in Naples, the psychical researchers W. W. Baggally, Hereward Carrington and Everard Feilding attended a series of séances with Eusapia Palladino. In a report they claimed that genuine supernatural activity had occurred in the séances, this report became known as the Feilding report.[109] In 1910, Feilding returned to Naples, but this time accompanied with the magician William S. Marriott. Unlike the 1908 sittings, Feilding and Marriott detected her cheating, just as she had done in America. Her deceptions were obvious. Palladino evaded control and was caught moving objects with her foot, shaking the curtain with her hands, moving the cabinet table with her elbow and touching the séance sitters. Milbourne Christopher wrote regarding the exposure "when one knows how a feat can be done and what to look for, only the most skillful performer can maintain the illusion in the face of such informed scrutiny."[110]